Retirement Planning

Retirement Planning

People are living longer than ever before, whilst state retirement benefits for those still of working age have been gradually reducing. It’s now more important than ever to take responsibility for your own pension savings to ensure your pension plans are working to best effect to achieve the lifestyle you want in retirement.

Whether you are a pension saver investing for your future, or a retiree seeking security and income, WLS Financial Services can help you to plan for your retirement and get the most out of your pension planning.

Saving for retirement

  • We can help you establish a plan that you can easily understand and places you back in control of your retirement
  • Help you understand the amount your existing pensions and state pensions will provide, and what you need to do to achieve the lifestyle you really want in retirement
  • Set a realistic retirement date, at a time of your choosing and with the income you need
  • We will regularly review and monitor progress to help you reach your goal.

Already retired

  • We will guide you through the recent changes to pension rules which now provide greater flexibility and options to structure your retirement income
  • Ensure your money is invested and income is generated as tax efficiently as possible
  • Carefully manage your retirement savings to provide the income you need for the rest of your life
  • Help you pass on your pension monies to your loved ones

Speak to one of our trusted independent advisers today about your retirement needs