Ever heard the phrase ‘Your home is at risk if you don’t keep up the repayments on your mortgage’. Sounds pretty familiar, right? But the risk of losing their home is creeping much closer for hundreds of thousands of people on an interest-only mortgage. They are, quite simply, teetering on the edge of an interest-only
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Premium Bonds have been around since 1956 but they’ve recently been in the headlines again after the technology behind the popular saving option has been revamped. But before you put your hand in your pocket, it’s crucial to understand what Premium Bonds are and how they can potentially offer you a return. Firstly, despite the
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Some retirees are finding themselves asset rich but cash poor, impacting the lifestyle achieved. It’s a trend that’s led to an increasing number of people using Equity Release products to unlock wealth currently locked away in property. If you’re looking for ways to boost your retirement income, Equity Release could be an option that helps
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When it comes to planning how your estate will pass to your loved ones, there could be a crucial element that you’re missing; your pension. While you’ve probably thought about who you’d like to inherit your home, investments and savings, pensions are often forgotten about. It’s easy to see why, after all, while you regularly
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Leaving your retirement financial plan until the last minute could mean facing an unexpected shortfall and not having enough to achieve your aspirations.
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Calculating what Inheritance Tax may be due on your estate when you pass away can be complicated. Our guide on the Nil-Rate Band will help you to work out what, if any, tax your beneficiaries may have to pay.
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